the need for a personal financial plan

Discuss an activity in your life which caused you to understand the need  for a personal financial plan and how you began to set up a plan for  yourself. It may not have been a formal plan, just an awareness of your  financial situation and some steps that were necessary for you to take  to implement the plan. You might also discuss some different steps that  you would have taken if you had studied Chapter 1 of this course. 

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