A 78, year-old man is a retired banker whose wife died several years ago. He is able to perform all ADLs but needs help with meal preparation and transportation. He lives in a deteriorating neighborhood and no longer feels safe. He does not want to live with family members or completely give up his independence. • Must be at least in length • What housing options would be appropriate for him? Why? • What advantages would such housing options offer over living alone?

Title: Housing Options for an Independent 78-Year-Old Retired Banker

Introduction:
As the global population continues to age, it becomes crucial to explore suitable housing options for older adults that prioritize both safety and independence. This analysis will consider the case of a 78-year-old retired banker who requires assistance with meal preparation and transportation, and no longer feels secure living in a deteriorating neighborhood. The primary aim is to identify appropriate housing choices that can cater to his needs, while preserving his autonomy. Furthermore, this study will outline the advantages these housing options offer over living alone.

Independent Living Facilities:
One suitable housing option for the elderly individual would be an independent living facility. Independent living facilities, also known as retirement communities or active adult communities, are designed for older adults who are capable of living independently but desire an environment that provides support and social interaction (Harris-Kojetin et al., 2016). These complexes often offer various amenities and services, such as dining options, transportation assistance, and recreational activities.

Independent living facilities would be appropriate for the retired banker due to their tailored support services. By residing in such a facility, he would have access to meal preparation assistance, ensuring he receives adequate and nutritious meals. Moreover, transportation services would alleviate his concerns about mobility, enabling him to commute freely without the need to rely on others. Additionally, independent living facilities provide an environment that fosters social interaction, potentially combating the isolation the individual may currently experience.

Living in an independent living facility offers several advantages over living alone. Firstly, the retired banker will be surrounded by individuals in a similar stage of life, creating opportunities for companionship and reducing feelings of loneliness (National Institute on Aging, 2020). Social engagement has been linked to better mental and physical well-being among older adults and can contribute to an enhanced quality of life (Berkman et al., 2000). Furthermore, the retirement communities often offer a wide range of recreational activities and outings, promoting continued intellectual stimulation and social involvement.

Assisted Living Facilities:
Another housing option to consider is an assisted living facility. Assisted living facilities are designed for individuals who require some assistance with daily activities but still desire independence and privacy (National Institute on Aging, 2020). These settings provide a higher level of care than independent living facilities and typically include services such as medication management, personal care assistance, and 24-hour surveillance for safety.

Assisted living facilities would be appropriate for the retired banker due to his need for assistance with meal preparation and concerns about safety. These facilities generally offer meal planning, preparation, and dining services, ensuring that residents receive appropriate meals tailored to their nutritional needs (National Institute on Aging, 2020). Additionally, with 24-hour surveillance and staff availability, the retired banker would have increased security and peace of mind, alleviating his fear of living in a deteriorating neighborhood.

Living in an assisted living facility offers several advantages over living alone. Firstly, the individual would receive personalized care and assistance with activities of daily living, ensuring his well-being and reducing the risk of accidents or neglect that may occur when living alone (National Institute on Aging, 2020). Secondly, assisted living facilities provide a community-like environment where socialization among residents is encouraged, fostering a sense of belonging and reducing social isolation. Additionally, these facilities often organize outings and recreational activities, promoting mental stimulation and personal growth.

Continuing Care Retirement Communities (CCRCs):
A third option for the retired banker to consider is a Continuing Care Retirement Community (CCRC). CCRCs provide a range of housing options within one community, including independent living, assisted living, and nursing care, allowing residents to transition seamlessly as their needs change (American Psychological Association, 2019).

CCRCs would be appropriate for the retired banker due to the flexibility they offer. Initially, he could reside in an independent living unit and enjoy the social benefits and services provided while still maintaining his independence. As his needs evolve, he could transition to an assisted living unit, where he would receive the necessary support with meal preparation and transportation. In the future, if his health deteriorates further, he could transition to the nursing care section of the CCRC, ensuring he receives comprehensive medical care.

Living in a CCRC provides several advantages over living alone. Firstly, the individual would have access to a continuum of care, ensuring that he receives appropriate and tailored support as his needs change. Secondly, residing in such a community fosters a sense of security and peace of mind, as the individual knows that he can receive immediate assistance should an emergency arise. Lastly, CCRCs often organize various social and recreational activities, creating opportunities for engagement and connection with other residents, enhancing overall well-being.

Conclusion:
In conclusion, there are multiple housing options available that would be appropriate for a 78-year-old retired banker who requires assistance with meal preparation and transportation. Independent living facilities offer tailored services and a community environment, promoting social interaction. Assisted living facilities provide a higher level of care and enhanced security, ensuring the individual’s well-being. Lastly, CCRCs offer flexibility and a continuum of care to cater to changing needs, while providing a sense of security and opportunities for engagement. Assessing the advantages these options offer over living alone highlights the importance of prioritizing safety, social connection, and increased support for the elderly.